Standard (EADGBE)

 Naked and frozen at the side of a lake,

 I think I've gone and made my big mistake,

I took her swimming, we had a fight,

 Now my clothes and the lady are well out of sight,

 And it looks like I'm heading for a night on__ the river,

Under the moon and the stars,

Looks like I'm heading for a night on__ the river,

 (Just) me and my beating heart, singing in the dark.

Naked and frozen at the side of a lake,

If she was here I wouldn't hesitate,

To tell her how, the way things are,

With a long conversation in the back of a car,

And it looks like I'm heading for a night on the river,

Under the moon and the stars,

Could be I'm heading for a night on the river,

Just me and my beating heart, singing in the dark;

I think she owes me an explanation,

She's got the whip hand in this situation,

 If I try to tell her just the way I feel,

 It could start the whole thing all over again,

 Ooh, I think I'm heading for a night on__ the river,

Under the moon and the stars,

Could be I'm heading for a night on__ the river,

 But I see the lights of a car, shining in the dark,

Ooh, could be we're heading for a mm-mm,

Under the moon and the stars,

Could be we're heading for a mm-mm

Just you and me and our beating hearts,

We're singing in the dark...